Head-to-head
Worldpay vs SumUp
Card-present rates and contract terms compared at typical UK hospitality volumes.
Card-present rate at typical volumes
| Monthly volume | Worldpay | SumUp |
|---|---|---|
| £5,000 | Quote | 1.45% |
| £15,000 | Quote | 0.95% |
| £30,000 | Quote | 0.90% |
| £60,000 | Quote | 0.90% |
Worldpay
Established UK merchant acquirer — bespoke pricing, designed for higher-volume businesses
- Contract
- 18 months
- Settlement
- 2–3 day
- Service fee
- None
SumUp
Simple flat-tier card payments — no monthly fees, serves any volume from sub-£5k
- Contract
- Month-to-month
- Settlement
- Next day
- Service fee
- None