Head-to-head
Worldpay vs Square
Card-present rates and contract terms compared at typical UK hospitality volumes.
Card-present rate at typical volumes
| Monthly volume | Worldpay | Square |
|---|---|---|
| £5,000 | Quote | 1.75% |
| £15,000 | Quote | 1.75% |
| £30,000 | Quote | 1.75% |
| £60,000 | Quote | 1.75% |
Worldpay
Established UK merchant acquirer — bespoke pricing, designed for higher-volume businesses
- Contract
- 18 months
- Settlement
- 2–3 day
- Service fee
- None
Square
Card reader plus a free POS — popular with cafés and casual restaurants
- Contract
- Month-to-month
- Settlement
- Next day
- Service fee
- None