CardRate by SeamlessCompare

Head-to-head

takepayments vs SumUp

Card-present rates and contract terms compared at typical UK hospitality volumes.

Card-present rate at typical volumes

Monthly volumetakepaymentsSumUp
£5,000Quote1.45%
£15,000Quote0.95%
£30,000Quote0.90%
£60,000Quote0.90%

takepayments

UK-based merchant services with consultative onboarding and a 12-month contract

Contract
12 months
Settlement
Next day
Service fee
None
Read the takepayments review →

SumUp

Simple flat-tier card payments — no monthly fees, serves any volume from sub-£5k

Contract
Month-to-month
Settlement
Next day
Service fee
None
Read the SumUp review →