Head-to-head
takepayments vs Stripe Terminal
Card-present rates and contract terms compared at typical UK hospitality volumes.
Card-present rate at typical volumes
| Monthly volume | takepayments | Stripe Terminal |
|---|---|---|
| £5,000 | Quote | 1.40% |
| £15,000 | Quote | 1.40% |
| £30,000 | Quote | 1.40% |
| £60,000 | Quote | 1.40% |
takepayments
UK-based merchant services with consultative onboarding and a 12-month contract
- Contract
- 12 months
- Settlement
- Next day
- Service fee
- None
Stripe Terminal
Developer-friendly card-present payments — integrates with custom POS and online checkout
- Contract
- Month-to-month
- Settlement
- 2–3 day
- Service fee
- None