CardRate by SeamlessCompare

Head-to-head

takepayments vs Square

Card-present rates and contract terms compared at typical UK hospitality volumes.

Card-present rate at typical volumes

Monthly volumetakepaymentsSquare
£5,000Quote1.75%
£15,000Quote1.75%
£30,000Quote1.75%
£60,000Quote1.75%

takepayments

UK-based merchant services with consultative onboarding and a 12-month contract

Contract
12 months
Settlement
Next day
Service fee
None
Read the takepayments review →

Square

Card reader plus a free POS — popular with cafés and casual restaurants

Contract
Month-to-month
Settlement
Next day
Service fee
None
Read the Square review →