Head-to-head
Stripe Terminal vs Square
Card-present rates and contract terms compared at typical UK hospitality volumes.
Card-present rate at typical volumes
| Monthly volume | Stripe Terminal | Square |
|---|---|---|
| £5,000 | 1.40% | 1.75% |
| £15,000 | 1.40% | 1.75% |
| £30,000 | 1.40% | 1.75% |
| £60,000 | 1.40% | 1.75% |
Stripe Terminal
Developer-friendly card-present payments — integrates with custom POS and online checkout
- Contract
- Month-to-month
- Settlement
- 2–3 day
- Service fee
- None
Square
Card reader plus a free POS — popular with cafés and casual restaurants
- Contract
- Month-to-month
- Settlement
- Next day
- Service fee
- None