Head-to-head
Flatpay vs Worldpay
Card-present rates and contract terms compared at typical UK hospitality volumes.
Card-present rate at typical volumes
| Monthly volume | Flatpay | Worldpay |
|---|---|---|
| £5,000 | 1.49% | Quote |
| £15,000 | 1.49% | Quote |
| £30,000 | 0.99% | Quote |
| £60,000 | 0.99% | Quote |
Flatpay
Flat 1.49% on every in-person card — free terminal, no monthly fees, daily settlements
- Contract
- Month-to-month
- Settlement
- Next day
- Service fee
- None
Worldpay
Established UK merchant acquirer — bespoke pricing, designed for higher-volume businesses
- Contract
- 18 months
- Settlement
- 2–3 day
- Service fee
- None