Head-to-head
Flatpay vs SumUp
Card-present rates and contract terms compared at typical UK hospitality volumes.
Card-present rate at typical volumes
Rates for Flatpay and SumUpdepend on your venue and monthly volume. Run the comparison and we'll show you both, ranked for your business.
Compare Flatpay and SumUp for your venue →Flatpay
Flat 1.49% on every in-person card — free terminal, no monthly fees, daily settlements
- Contract
- Month-to-month
- Settlement
- Next day
- Service fee
- None
SumUp
Simple flat-tier card payments — no monthly fees, serves any volume from sub-£5k
- Contract
- Month-to-month
- Settlement
- Next day
- Service fee
- None