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Head-to-head

Flatpay vs Clover

Card-present rates and contract terms compared at typical UK hospitality volumes.

Card-present rate at typical volumes

Rates for Flatpay and Cloverdepend on your venue and monthly volume. Run the comparison and we'll show you both, ranked for your business.

Compare Flatpay and Clover for your venue →

Flatpay

Flat 1.49% on every in-person card — free terminal, no monthly fees, daily settlements

Contract
Month-to-month
Settlement
Next day
Service fee
None
Read the Flatpay review →

Clover

Hospitality-focused POS + payments bundle from Fiserv — strong on table service

Contract
36 months
Settlement
Next day
Service fee
None
Read the Clover review →