Head-to-head
Clover vs Stripe Terminal
Card-present rates and contract terms compared at typical UK hospitality volumes.
Card-present rate at typical volumes
| Monthly volume | Clover | Stripe Terminal |
|---|---|---|
| £5,000 | Quote | 1.40% |
| £15,000 | Quote | 1.40% |
| £30,000 | Quote | 1.40% |
| £60,000 | Quote | 1.40% |
Clover
Hospitality-focused POS + payments bundle from Fiserv — strong on table service
- Contract
- 36 months
- Settlement
- Next day
- Service fee
- None
Stripe Terminal
Developer-friendly card-present payments — integrates with custom POS and online checkout
- Contract
- Month-to-month
- Settlement
- 2–3 day
- Service fee
- None